See the chart below:

Insurance:

If the dealer is showing an Ace, they will turn to you and ask if you’d like insurance.  The time –tested response you should give is NO, because the dealers odds for blackjack are about 1 in 3.

Insurance allows you to wager up to one half of your bet that there is a 10-value card in the hole. You will lose if the dealer doesn’t have blackjack, but you get paid what you bet for insurance if there is one.

There is SOME flexibility here.  If you have played about a quarter deck and notice that very few 10-value cards have been dealt (always keep track of the cards). In this situation, you may elect to take insurance because of your observation knowing that the deck is rich with 10-value cards. Generally, it is wise to decline insurance however.

Luck and Streaks:

The old adage states” I’d rather be lucky than good”. We can personally attest to one incident after another of players who made horrendous decisions winning several hands while sitting at the same table with a seasoned player that can’t seem to win with a hand value of 20.

This happens all the time. This accounts for a momentary turn of events that should not be bargained on regularly. Anyone can be lucky temporarily, but only knowledge and skill will allow the player to win routinely.

Some people are luckier than others, but most are categorized somewhere in the middle.  They have their lucky streaks and the times where nothing goes right. If you are consistently losing, don’t stay in an attempt to “win it all back”. You will want to take a break and clear your head.  The typical frame of mind in this particular situation is: “I’m due.” This feeling of being due has nothing to do with the reality.

If you’re on a losing streak, don’t force things. Live to play another day.

Money Management:

There is a significant amount of conversation about this topic, but it is never fully understood and even less practiced. There are many gambling systems out there, all of which are completely useless and lead the player into risking more money in the mis-guided hope of winning back losses.

Here’s the deal: You deposit $100 at a $10 table and lose the first hand. Your system calls for $20 down and you lose again. The third hand calls for $40 down and you lose, yet again. To follow this betting system, you have to re-deposit because your original deposit is almost completely exhausted.

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